TERMS OF SERVICE

Last Updated: July 25, 2026

Company Name: City Center Financial ("we," "our," or "us")

Website: https://gocitycenter.com

1. Acceptance of Terms

By accessing or using https://gocitycenter.com, you agree to be bound by these Terms of Service. If you do not agree to all of these terms, please discontinue your use of this website immediately.

2. Mortgage Brokerage Disclaimer

City Center Financial is a mortgage brokerage. The information provided on this website is for general informational purposes only and does not constitute a commitment to lend, an official loan approval, or an offer to enter into an interest rate lock agreement. All loan applications are subject to credit approval, underwriting guidelines, verification of documentation, and prevailing market conditions. Rates and terms are subject to change without notice.

3. Licensing and Regulatory Compliance

City Center Financial operates in compliance with applicable federal laws and the laws of the State of California, regulated by the Department of Financial Protection and Innovation (DFPI) and the Nationwide Mortgage Licensing System (NMLS).

Equal Housing Opportunity: We fully support and comply with the principles of the Fair Housing Act and the Equal Credit Opportunity Act (ECOA). We do not discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, or age.

4. User Conduct and Pre-Approval Inquiries

When you submit information through our online forms or pre-approval tools, you agree to:

Provide accurate, current, and complete financial and personal information.

Refrain from submitting fraudulent, misleading, or unauthorized data on behalf of other individuals.

Acknowledge that submitting your details authorizes City Center Financial and our approved wholesale lending partners to pull credit reports and verify employment/income data as part of the pre-approval process.

5. Intellectual Property

All content, logos, text, layouts, graphics, and software code on https://gocitycenter.com are the exclusive property of City Center Financial and are protected by applicable copyright, trademark, and intellectual property laws. Unauthorized reproduction, distribution, or scraping of site content is strictly prohibited.

6. Limitation of Liability

City Center Financial, its officers, employees, and agents shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, this website. This includes any errors or omissions in website copy, temporary website downtime, or interruptions in online communication forms.

7. External Links Disclaimer

Our website may contain links to third-party websites or wholesale lender portals for your convenience. City Center Financial does not control, endorse, or assume responsibility for the content, privacy policies, or security practices of any third-party websites.

8. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any legal action or proceeding related to your use of this website must be brought exclusively in the state or federal courts located within California.

9. Modifications to Terms

We reserve the right to amend these Terms of Service at any time. Continued use of the website following any changes constitutes your binding acceptance of the updated terms.